Debt advice

You should:

• Get advice
• Not borrow money to pay off your debts - get advice first
• Make sure you are claiming all the benefits and tax credits you are entitled to
• Tackle your highest priority debts first
• Contact everyone you owe money to
• Keep copies of all letters or court forms you send or receive
• Not ignore letters or bills
• Not be put off if a creditor refuses your request - try again and again